Did you know?

  • More than a 100 million Americans do not have enough life insurance cover.*
  • In the event of losing a primary wage earner, nearly half of American households would encounter significant financial difficulties within six months.  More than a quarter would reach this point in only one month.*
  • Roughly six in ten men own life insurance, while for women it’s less than one in five.*

*Source:  Forbes Advisor

So, what's stopping people from ensuring they have the correct life insurance cover, or even worse, any cover at all?

Here are some revealing life insurance statistics from a study conducted by LIMRA and Life Happens (2022):

  • Lack of life insurance awareness - 54% of Americans report not purchasing life insurance because they don’t know what type or how much life insurance they need to buy.
  • More than half of consumers think the cost of coverage is three times more than it actually is, with 43% of millennials estimating it to be six times higher.
  • Approximately 1 in 4 (26%) Americans think their employer-based supplemental life insurance offers enough coverage, even though the average policy offers one year’s worth of salary. 

Failing to acquire an adequate amount of life insurance can result in substantial financial challenges for families, particularly for the 54% of American households dependent on dual incomes. 

Understanding life insurance and navigating through the various available products can be overwhelming. Making the right choice is crucial, and that's where our experts come in. Our goal is not just to sell life insurance; we are dedicated to ensuring that you secure the coverage and plan that aligns with your financial means and individual circumstances.

A conversation with one of our seasoned advisors can guide you in taking the initial steps to safeguard your loved ones, ensuring their protection regardless of unforeseen events. Your stress-free future might be just a phone call away.

Talk to us today .... we provide customized solutions for a worry-free tomorrow.